INSURANCE Archives – Trendebook

Bobtail Liability Insurance: What It Is and How It Works

Ezekiel — Wed, 12 Jun 2024 22:57:27 +0000

Bobtail liability insurance is a type of insurance that offers protection to truck drivers when they are operating without the attachment of their trailer. It offers coverage for events that happen during the business and non-business use of the vehicle, for instance, running errands or work. How Does It Work? When a truck driver is […]

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What is an All Other Peril (AOP) Deductible in Home Insurance?

Ezekiel — Wed, 12 Jun 2024 22:15:58 +0000

All other peril deductible, also known as AOP deductible, is the amount of money that a homeowner needs to pay out of their pockets for covered losses before their quote begins to offer coverage for the remaining expenses. It is also known as a comprehensive deductible that is applied to home insurance quotes. all other […]

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Backdated Liability Insurance: What It Is and What It Covers

Ezekiel — Wed, 12 Jun 2024 21:33:05 +0000

In the world of risk management, many tend to come across the concept of liability insurance, which acts as a safety net and offers protection against unpredictable events that could lead to financial losses. However, have you ever wondered what happens when you discover that you need coverage for a past event? This is where […]

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Air Cargo Insurance: What It Is and What It Covers

Ezekiel — Tue, 11 Jun 2024 21:43:29 +0000

In the powerful world of global commerce and trade, the transportation of goods by air is quite common because of its efficiency and speed. However, all this speed and efficiency comes with risks like loss, theft, and damage to cargo. To reduce these risks and threats, that is where air cargo insurance steps in. Besides, […]

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Cargo Liability Insurance: What It Is and How It Works

Ezekiel — Tue, 11 Jun 2024 21:15:02 +0000

Cargo liability insurance is an important safeguard for individuals or businesses involved in the world of logistics and global trade, which also means the transportation of goods using various means. In other words, whether by air, land, or sea, the risks involved with transporting cargo are numerous and differ. This is why you need cargo […]

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Insurance Proceeds: What It Is and How It Works

Ezekiel — Tue, 11 Jun 2024 20:51:42 +0000

Insurance proceeds are the funds or money paid out to the policyholder or beneficiaries by the insurance provider when they file a claim against a covered event following the terms of the insurance policy. Apart from this, insurance proceeds are expected to reimburse policyholders or beneficiaries for losses and offer financial support, as stated in […]

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Condo vs. Townhouse Insurance: What’s the Difference?

Ezekiel — Mon, 10 Jun 2024 22:11:13 +0000

What’s the difference between condo insurance and townhouse insurance? Interesting question. When looking to purchase a home, it is important that you understand the legal and physical differences between insurance for various forms of property. This is because the distinctions between them affect and determine how much insurance you need. Among the popular housing options, […]

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Builders Risk Insurance vs. General Liability Insurance

Ezekiel — Sat, 08 Jun 2024 20:11:52 +0000

In the world of construction, insurance plays an important role when it comes to risk management. Builders risk insurance and general liability insurance are two basic forms of coverage that offer protection against different construction risks and hazards. What’s the difference between builders risk insurance and general liability insurance? is one of the questions that […]

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Can You Test Drive a Car Without Insurance?

Ezekiel — Sat, 08 Jun 2024 11:31:24 +0000

Buying a used or new car is a notable and serious investment, and one of the important purchasing processes is taking the car or vehicle for a test drive. This involves the buyer evaluating the features, condition, overall performance, and comfort of the vehicle. However, one of the most commonly asked questions during this process […]

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Ordinance or Law Coverage: What It Is And How It Works

Ezekiel — Fri, 07 Jun 2024 21:48:59 +0000

When a building experiences damage, the process of repairing it to its old form or structure can be complicated, especially for homeowners. Urban ordinances and modern building codes can affect the cost and scope of repairs significantly. This is where ordinance or law coverage steps in, but what is ordinance or law coverage all about? […]

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